Bike insurance for your Olto with BikeInsure

Olto is a Class 2 e-bike, so you don't need insurance to ride it. Insurance is optional protection for the bike itself.

It is different from a warranty. A warranty covers the quality you can expect from the manufacturer, while bike insurance covers the financial risk of theft, riding accidents and damage in transit.

BikeInsure (Ride Covered LLC dba BikeInsure) is a licensed insurance producer offering bicycle and e-bike coverage in the United States. Its program is underwritten by Great American Insurance Company, rated A+ (Superior) by AM Best, and its authorized insurers operate in all 50 states and Washington, DC.

BikeInsure covers accidental damage to your bicycle or e-bike while riding and in transit, with optional theft protection. Its e-bike coverage is for casual, commuter, fitness and training riding, and it excludes charter, hire, lease and other commercial use.

Coverage is for physical damage to the bike and its attachments only. There is no medical coverage. The coverage description here is a summary; the policy sets the terms, conditions, limits and exclusions.

BikeInsure sets its own e-bike eligibility standards and verifies them when you enroll. Olto is a Class 2 e-bike. Enter your Olto's details during enrollment and confirm it qualifies before you rely on the coverage.

Accessories added to the bike beyond the manufacturer's original specification, such as bags, lights and bottle cages, can be covered if they are listed on your policy. Include their value in the amount you insure. Accessories can be added or removed after the policy is issued.

It's worth checking your policy. Homeowners policies often exclude e-bikes because they are classified as motorized vehicles, and they typically carry high deductibles.

A BikeInsure policy is separate from homeowners or renters insurance. Claims are handled directly by BikeInsure, so they do not affect your other insurance policies.

BikeInsure policies run for one year and are paid in automatic monthly credit card installments. Short-term or paused coverage is not offered. Policies renew each year unless you cancel or request non-renewal.

Yes. You can request cancellation from BikeInsure if you sell your bike. Cancellation takes effect on the next billing date after the request is processed.

Select Get BikeInsure, choose your coverage, enter your e-bike's details, then review and confirm to finalize your policy.

Your payment is made directly to BikeInsure, the licensed insurance agency for your policy. Questions about coverage, claims or other policy terms go to BikeInsure.